If your vehicle was recently damaged in an accident, getting your vehicle repaired at a ship like C B's Autotech Collision & Repair Centre Ltd will likely be at the top of your to-do list. However, before you take your vehicle in to be serviced, there are a few facts that you should know.
Fact #1: You Are Never Required To Obtain More Than One Estimate For Your Repairs
It is a common myth that you are required to obtain several different repair estimates in order to utilize any insurance coverage that you may have. However, the truth is, while insurance companies will often request that you obtain more than one estimate, this request is designed solely for the purpose of saving them money and is not a requirement associated with the use of your insurance coverage.
Fact #2: You Do Not Need To Use The Collision Shop Your Insurance Company Recommends
Your insurance company may also recommend that you take your vehicle to a specific collision shop that they have an existing relationship with. While you can certainly choose to comply with this recommendation if you like, you can also choose to take your vehicle elsewhere if you like. This is because you have the right to choose any collision shop that you want to repair your vehicle after an accident. More importantly, your choice in collision shops will not have any impact on your ability to use your insurance coverage to pay for the repairs.
Fact #3: Your Initial Estimate May Change Once The Vehicle Is In The Shop
The very first estimate you receive when taking your vehicle in to be serviced is typically referred to as a visual-only estimate. This is because the auto body shop that is inspecting the vehicle can only provide an estimate for the damage that they are able to see without taking your vehicle apart. Once your vehicle undergoes a more thorough inspection, it is quite likely that hidden damage will be discovered. If this occurs in your case, you will be contacted regarding the additional repairs that are necessary. It will then be up to you to determine whether or not you wish to move forward with these repairs.
Fact #4: You Are Not Require To Have Your Vehicle Repaired
Many people believe that they are obligated to repair their existing vehicle unless it is considered a total loss by the insurance company. However, the fact is, you are the only person who can authorize any repairs to your vehicle. After receiving an estimate for the damages, you can choose to either have these repairs completed or simply purchase a new car. If you choose to purchase another vehicle rather than repair your existing one, you can use any money owed to you by the insurance company to help offset the cost of your new vehicle.